Monday, January 19, 2015

Your Certified Bank Draft - 419 scam

Dear Friend,

How are you today? I hope this mail meets you in a perfect condition. I am using this opportunity to thank you for your great effort to our unfinished transaction and transfer of your international bank draft cheque to you from the bank, am sorry for presenting and using someone else in your name to get this transaction successful. Due to logistic reasons and your inconsistence to the other best known to you. Right now, I want to inform you that I have successfully cleared the bank draft check funds to someone else account who was capable of assisting me in this great venture that have been over and successful.

Due to your effort, sincerity, courage and trustworthiness you showed at the course of the transaction I want to compensate you and show my gratitude to you with the sum of $1,500,000 ( One Million Five Hundred Thousand United State Of America Dollars). I have authorized Mr. Clement Morgan where I deposited the money with to issue you international certified bank draft, cashable cheque at your bank or any where as choice felt. My dear friend I will like you to contact Mr. Clement Morgan for the collection of this international certified bank draft. His name and contact address is as follows:

Name:     Clement Morgan
Tel:       +234-808-180-2556

Contact Mr. Clement Morgan At the moment, am very busy here in the united kingdom because of the investment projects which myself and my new partner are having at hand In London Finally remember that I have forwarded instructions to Mr. Clement Morgan on your behalf to send the bank draft cheque of $1,500,000 (One Million Five Hundred Thousand United State Of America Dollars) to you as soon as you contact him without delay. Please I will like you to accept this token with good faith as this is from the bottom of my heart.

Thanks God bless you and your family. Hope to hear from you soon as soon as you've getting my compensation and please do not get angry because that is what I have for now till I finish my project.

Best Regards.
Mr. Oliver Norris

Wednesday, January 14, 2015

High Yield Investment Programs (HYIP)

High Yield Investment Programs aka HYIP are a type of ponzi scheme that offers high returns for money that you invest in it. For example you put in $100 and then it grows by 1% each day. That is a very high return and it is used with new investors money to pay old investors off. Then eventually when new investors don't come in and they can't pay their old investors. This causes everyone to start losing money.

I have been encountered by very pushy people who are marketing for a HYIP. They would want to speak to me immediately and try to get me to invest by showing me how much money they have made. This is very annoying but this is really the only way they can market. Adwords won't take them and neither will most traffic exchanges. LinkedIn has several people involved in HYIP programs just searching for new people to spam.

ZeekRewards is a perfect example of a HYIP. They were a company that had a penny auction site. They ended up getting shut down because most of their money came from investors. The investors would put in money and then they would see it grow by 1% or more each day. The SEC shut them down and then sued them. This company preached up and down on conference calls that they were not a ponzi scheme because they offered an actual service. Turns out this was just a front for where they were really making their money which was from investors.

There are a couple different websites that show you what HYIP's are supposedly still paying, These are designed to help you not get burned. Problem is, you never know when they are going to stop paying. Some people invest $10,000+ in these programs. You don't want the company to crash a couple days after you invested in them. Even if the company doesn't go under. Ponzi schemes are illegal which is what HYIP's are. This means if the authorities find out, there goes all your money along with other fines and possible jail time. This is just not worth it.

Auto Warranty Scams

Remember those annoying calls you use to get about your auto warranty supposedly expiring? There are not many companies around that sell those anymore. People got smart and found out that all of them were scams. US Fedelis was one of those well known auto warranty companies. You probably saw their advertising on TV or received phone calls from them. Well the owners were nothing but scammers that were sent to prison. You can see all about it on American Greed.

Tuesday, January 13, 2015

Bank of America Alerts: Update Ready- Phishing Email

This is a phishing email from a scammer pretending to be bank of america. They want you to click on the link in the email and then fill out your information. They then use that to steal money out of your bank account and even your identity. This email came from

Bank of America, NA

Our Dear Customer,

Kindly enhance your Online Privacy & Security
by confirming your IDENTITY & staying informed.

Verify Now (link removed)

Thank you for helping us to serve you better.

2014, Bank of America NA®

You have A New Documents From Google Drive- Phishing Email

This is a phishing email pretending to be from Google Drive. I have removed the link because of obvious reasons. This email came from

You have received a new Documents from Charles Watson.

Kindly continue to View your Google Document

NOTE: Sign On with your registered domain Email/Pasword on Google to be able to access your documents

Proceed With Google Drive

Google Drive Support

Wednesday, January 7, 2015

New Important Message From Ameriprise Financial- Phishing Email

This is a phishing email from a scammer claiming to be from Ameriprise Financial. Phishing emails usually contain a link where you enter your personal information. The scammer then takes your information and uses it to steal your identity, take money from your bank account, etc.

Dear Investor,

Security machineries at Ameriprise Financal have been upgraded to provide customers with a faster easier and more efficient financial planning  experience.

All customers are required to update their account information.

Click here To Sign In Now(Link Removed) to online service and complete the update process.

Note: Failure to update your information will lead to online service suspension.

Ameriprise Financial Service Team.



I am sure this mail would be coming to you as a surprise since we have never met 
before and you would also be asking why I have decided to chose you amongst the 
numerous internet users in the world, precisely I cannot say why I have chosen 
you but do not be worried for I come in peace and something very positive is 
about to happen to your life right now and to the lives of others through you if 
only you can carefully read and digest the message below. The internet has made 
the world a global village where you can reach anybody you have not met before.

Before I move further, permit me to give you a little of my biography, I am 
Mother Jane milne Robert, 72 Years old woman and the wife of Late Sir Moses Anna 
who died in a Plane crash on Monday the 7th of September 1999 GMT 14:22 UK while 
they were flying from New York to Geneva. Please see site below for more 

After the death of my husband I became the Head of his investment and now that I 
am old and weak I have decided to spend the rest of my life with my family and 
loved ones whom I never had time for during the course of my business life, but 
before the death of my husband we had a plan to use the last days of our lives 
to donate half of what we have worked for to the less privilege and charity 
homes and the other half for ourselves, family members and close friends, and it 
is so unfortunate that my husband is not alive today to do this with me and I am 
very weak and old now, hence I have decided to do this philanthropic work on 
behalf of my late husband and I.
Presently, I have willed out almost half of our assets to several charity homes 
and to some of the less privilege in different countries.
Despite the agreement between my late husband and I to give aid to the deprived, 
we also agreed to render support to an individual we have not meet before in 
life due to the fact when we were still young in life we receive an anonymous 
help from an individual we did not know and which we have not being able to know 
or met again till date, the impact we got from such gestsure made us wabt to do 

I am sorry to inform you that you will never have the chance to know me because 
I have just concluded the assignment which my husband and I have agreed upon 
before his sudden death and you happened to be the beneficiary of our last WILL, 
irrespective of your previous financial status, hence I need you to do me a 
favor by accepting our offer that will cost you nothing.I have presently 
deposited a Cheque in the sum of $5.5million with DHL express to deliver to you 
when i visited west Africa to conclude some unfinished transaction and 
investment on behalf of my late husband,So i have contacted the ATTORNEY in 
charge of the deposited cheque which i left there so that he can go to the DHL 
delivery company there to know when they will deliver the cheque package to you 
because of the expiring date.

For your information, I have paid for the delivering Charge, Insurance Premium 
and Clearance Certificate Fee of the Cheque showing that it is not a Drug Money 
or meant to sponsor Terrorist attack in your Country
You have to contact the DHL COURIER SERVICE now for the delivery of your cheque 
with this information bellow;

dhl address: DHL International Nigeria Ltd DHL House ABUZE ABUJA
Contact Person: Mr Fred Gary

Again, you are not to pay for the delivering Charge, the Insurance premium and 
the Clearance Certificate Fee of the Cheque because I have already paid for 
them, the only money you are expected to pay is $180 for the security keeping & 
intuity fee of the cheque so far.

I would have paid the fee but the company insisted that I should not because 
they don't know when you will be contacting them and to avoid demurrage or 
further cost.

You are to reconfirm the below information to them to avoid any mistake on the 

Your Postal / delivery address;
Your Full Names:
Direct telephone number;

Below is the security keeping code: (FED/0433/SKC) of you draft, you are to also 
present it to them for verification before delivery.
Let me repeat again, try to contact them as soon as you receive this mail to 
avoid any further delay and remember to ask them to provide you with the method 
they wish to use in receiving their security keeping fee of $180 for their 
immediate action to be taken.

Note: Please I do not want you to thank me or my husband all I need you to do is 
to invest wisely with it and do the same good to someone’s life someday as this 
is the only way this world would be a better community if we render selfless 
services to one another.

Be also notified that I will no longer be reading my emails or surfing the 
internet as I have retired completely from the outside world to my ranch, at 
this moment I have nothing to do with cars, emails and other luxuries, all 
further correspondence should be forwarded to the courier company for the 
delivery of your cheque to you.

Yours Faithfully,
Mrs. Jane Milne Robert

Monday, January 5, 2015

Washington DC Unclaimed Fund Notification- 419 Scam

The email address that this is associated with is
I am Mrs Murray Magret of the newly inaugurated World Debt Recovery committee (WDRC). My committee has a mandate to recover unpaid debts associated with NNPC contracts, Lottery fund, inheritance fund, loans and grants etc ranging from $1M-$19.5M owed to various beneficiaries and companies across the globe (Asia, Europe, USA, Africa, and Australia) and submit the list of the unpaid beneficiaries/companies to the 2 appointed official paying Banks for immediate payment of the fund. 
In the course of our investigation, your email address/particulars were shortlisted among the first fifteen individuals yet to be paid hence this email. However, we received a petition today from one Mrs.Christina Morgan that you are dead. According to her, you died in a plane crash as such your fund should be paid to her as the apparent heir. She has also submitted her Bank account with Bank of America for the transfer of the fund to her. 
To avoid undue delay or paying the fund to wrong individual/beneficiary,I have decided to contact you for confirmation. If I fail to hear from you after 72 hours, it will be assumed that the petition of Mrs. Morgan is true and the fund will be paid to her without further delay. 
Therefore, if you are still alive, reconfirm your particulars, 
1. Full Name:____________________________
2. Address:______________________________
3. Nationality:____________Sex___________
4. Age:____________Date of Birth:________
5. Occupation:___________________________
6. Phone:_______Fax:_____________________
7. State of Origin:_______Country:_______
8. Copy of int'l passport or any scanned identity to prove yourself.andhow you want your fund paid to you immediately for the attention of the paying officer. 
Yours Sincerely,
Mrs Murray Magret.(WDRC)