Sunday, May 27, 2012

Mystery Shopper Scam Email

I want to first point out that not all Mystery Shopper jobs are scams. Many of them are though. I received this email from some random person that I never contacted so chances are this one is a scam. The way it works is you will either do the assignment and not receive payment OR you will do the assignment and receive a check for higher then you are suppose to be paid. They will then tell you to cash the check and send some of it back through Western Union. The check will then bounce and you will be responsible for paying that back to your bank. This has hurt a lot of people.

Hello,
My Name is Mrs Stacy Becker .You have been selected for assignment as a Detective Shopper in your area and I am glad to inform and congratulate you as a member of our working team.
Once again we will like you to Re-confirm your details:
1. Full Name :
2. Addresss :
3. City:
4.State,
5. Country,  :
& ZIP
6.Occupation :
7.Age :
8. E-Mail :
9. Cell and Home Phone :
Secret Shopper duty is fun and rewarding, and There is no charge to  become a shopper and you do not need previous experience.
We serve clients across  the United States Of America with over 500,000 shoppers  available and ready to help businesses better serve their  customers.
Stores and organizations such as The Gap, Walmart, Pizza  Hut,Western Union and Bank. One amongst many others pay for Secret  Shopper to shop in their establishments and report their  experiences. We NEVER charge fees to be a shopper.
JOB DESCRIPTION
ASSIGNMENT PACKET :
Before any assignment we would provide you with the resources  needed {cash}Mostly,you would be sent a check,which you can cash  and use for the assignment. Included to the check would be your  assignment packet Then we would be providing you details on here.  But you follow every single information given to you as a secret  shopper .
PAYMENT TERMS:
Your payment would be sent to you per Assignment which is  ($250)   Also you will be provided with all expense money for the shopping  and other expenses incurred during the course of your  assignment.All the tools you will needing would be provided to you  with details on every  assignment.
There have been reports about lapses in these companies or stores  services of their management and some of their staffs. The  complaints are based on reports which the customers forward  anonymously.
For the following reasons:
I) Rudeness to customers
ii) Slow services
iii) Poor services
THANK YOU FOR YOUR TIME AND EFFICIENCY.YOUR RESPONSE IS NEEDED TO  FACILITATE THAT YOU UNDERSTAND THE INSTRUCTION.
We look forward to working with you and await your prompt response
Regards
Mrs Stacy Becker
Secret Shopper @

419 Scam

Ken E. Mozia & Co

Dearest,

Before I proceed I must first apologize for this unsolicited mail to you, I am aware that this is certainly not a conventional way of approach to establish a relationship of trust,

I am Ken E. Mozia; I am the Personal Attorney to Engr. Tom Han.  Who used to work with Agip Oil Company in Nigeria as a foreign expert? On the 16th of June 2005, he and his wife including their three children were involved in a car accident along Lokoja Express way.

Unfortunately, they all lost their lives in the event of the accident. Since then I have made several inquiries at the Embassy to locate any of my client’s relatives, which has also proved unsuccessful. After several  unsuccessful attempts, I  decided to trace his relatives  over the Internet to locate  any  member of his family but to no avail, hence,  I contacted you to assist in  repatriating the money left  behind by  my client in a Bank.

Fortunately, the Finance House (BANK)  where the deceased deposited  the US$17 Million (seventeen  Million United States  Dollars  only) knows me very well and has ask me to present  some one to claim the fund  left by my late client as  they  all know me as  his personal attorney.

Consequently, the Bank has issued me a notice to provide the Next of Kin to claim the US$17 Million (seventeen Million United States Dollars only) in their custody within the next ten official working days.

Since I have been unsuccessful  in locating the relatives for  over the years now, I seek  your consent to present  you as  the next of kin of the deceased to claim the fund  as the Next of Kin to him so  that the fund will be   transferred to your account by  the Bank.

Upon receipt of the fund, I will come over to your country to meet with you for the disbursement of the fund and   then you and I will share the money in this order: 60% will be for me, 40% will be for you. I have all the necessary legal documents that can back our claim we may make with the Bank.

All I require is your honest co-operation to enable us see this deal through. I guarantee that this will be   executed under a legitimate arrangement that will protect you from any breach of the law.

Please get in touch with me through my alternative email address: (kensolicitor@yahoo.co.jp) for further details.

Yours Sincerely.

Ken E. Mozia Esq)
Principal Attorney.

Monday, May 21, 2012

419 Scam

Hello: My Friend,
Be informed that your part-payment of (US$1,850.000.00) from International Monetary Fund Unit (IMF) and National lottery has approved to transfer through Oceanic bank under our department of Western Union, Meanwhile your urgent respond is highly needed with the re-confirmation of your details where and how to receive your funds such as follows: Your Name: Country: State and address / direct phone.
Meanwhile payment of US$5.000.00 has already been made through western Union for your pick up, But Due to there are so many scams on the Internet, You are required to re-confirm your name and other details as requested above to Activate your payment files and also to ensure you are the right person to receive the fund. Upon reception of the details, we shall Activate and forward the payment details of the first transfer of US$5.000.00 to you to pick it up in any Western Union location in your country.
You can easily get back to us via email or telephone# for more details while the amount you will be confirming daily is (US$5.000.00) starting from the day we receive your information.The details needed again as stated below is as follows:
RECEIVERS NAME:
COUNTRY:
CITY :
ADDRESS:
UR DIRECT PHONE :
Once again contact western union money transfer with the email address below with your receiving information. PAYMENT MANAGER ;Mr.Douglas D.ROGERS
E-mail { westernion@globomail.com }
I"m looking forward to hearing from you.
BARRISTER JOHN OWEN
WESTERN UNION MONEY TRANSFER ATTORNEY

Sunday, May 20, 2012

Vector Marketing

Vector Marketing is a company that sells a knife set made by Cutco. Cutco knives are really good but really expensive. I have several friends that have worked for this company and after investigating some more I have decided that they are full of shit. Despite Cutco being a real good product the way they treat their employees is terrible. You see job postings by them that do not state what the job is, all they say is "no cold calling or canvassing".  They also have a base pay of anywhere from $12.50-$19.50+. Now people contact them thinking that they will be making that per hour. What they don't tell you is that is per appointment which usually lasts 2-3 hours and only if someone doesn't buy anything. If someone buys something its either the base pay OR commission depending which is greater. You are not paid for training and you need to buy the knife set to do demonstrations. So instead of making money you are spending it.

This company will hire anyone that is stupid enough to take the job. Yes A FEW people have made good money from them but more people have made very little or nothing. You need to get your own leads which start off as friends and family. Then you need to ask the people who you present to for referrals. You then contact those referrals and see if you can get an appointment with them to demonstrate these knives. Once again, the knife sets they sell are a really good product. The way that they market is morally wrong.

They also tell you that they will give you money for college. I have heard this is true from some people and others say its not. I am not going to say if it is true or not simply because I do not know.

Now lets talk about the professionalism of the company employees. I called up Vector Marketing a couple years ago to confront them about their ways. I asked the receptionist who answered the phone if they enjoy ripping their employees off. She acted like she had no idea what I was talking about. She told me I was misinformed. I asked her to tell me if employees need to pay for the knife set and she said yes. I said that's all I needed to know and hung up.

These receptionists are receiving calls daily from people that have worked for the company calling them a rip off and asking for their money. They also receive calls from people wanting to schedule an interview. Some people will do research and once they find out the company is bullshit they will call back and cancel. The receptionists will become very rude because they have an interview quota to make. So they basically are sales people. They even hire tons of receptionists over the summer months because that is when they recruit college kids. They have reps from the company go to schools and ask the students to fill out information cards. Then the receptionists will call them up to set up an interview. They also have signs along the road advertising $19.50 per hour then it says their number.

I put an ad on Craigslist letting people know that the company is a rip off and not to apply. A couple hours later I received an email from a Vector Marketing Sales Representative calling me a "Fucking Idiot". They said that I have no idea what I am talking about and how it is a great company and they give you money for college and blah blah blah. Wow, an amazing person to represent the company huh?

My advice is to not work for this company. You will most likely make little if not any money. It is a revolving door because no one stays. I will probably get hate mail and/or rude comments on this blog but I don't care. I am just stating the facts about this company. Great product, shitty and deceiving ways to market the product.

UPDATE: I have received responses to this blog entry and I would like all of you to check out a real detailed site about Vector Marketing knifeup.com.

Debt Collections and Debt Settlement Jobs

I have worked (briefly) in both the debt settlement and debt collection field. Let me tell you, its the biggest mistake you can make. Unless you like having a manager breathing down your back telling you to face the computer and get your ass on the phone, then by all means go for it! Let me explain my history in these fields.... The first debt collection company I worked for was in the medical field. This company had some real great people in it and they made me feel very comfortable for the first few months. They didn't put a lot of pressure on you to make your goals because it was only a base pay and there was no commission or bonus structure. Now the seasoned debt collectors will refuse to work at a place like that because its all about the bonuses and commissions. However, this company was more geared towards customer service and we dealt with insurance issues and so on. They wanted us to collect money of course and all of us did a pretty good job. However, after a few months of working there they merged offices with another branch so we were getting more accounts and they were putting more pressure on us. This was when everything started to go downhill. I started having health problems and I couldn't deal with the stress so I ended up leaving. I worked at a few other collection agencies after that but none of them worked out. I worked at a couple of big bad "law office" collection agencies which were full of shit. They never sued anyone, instead they were spending all their money fighting law suits against them for FDCPA violations left and right. They would tell you how to get by FDCPA violations such as stating the words "recommending a lawsuit" instead of "we are going to sue you" because you cannot state that UNLESS you are going to sue the debtor (the person who owes the money) right then and there. However, to the least sophisticated consumer the statement "recommending a lawsuit" and "this law firm will take further action against you" means a lawsuit to them. So when the collection agency is taken to court by the plaintiff will win.

Recently, I decided to try and work for a debt settlement company. These companies help people that owe money instead of being the collection agency harassing them. I was hired as a Client Service Representative which dealt with contacting creditors and collection agencies on behalf of the debtor to negotiate settlements. Seemed like a great job until I got in there.

Now the people who work at debt settlement companies usually have worked for collection agencies in the past. Almost all of the upper management came from the collection field. So all of them have this big bad tough guy look to them. They all have that complex to them because they got their asses handed to them in previous years. I dealt with the asshole who was the general manager at this debt settlement company a few years back when I tried to get a job there. I spoke to him over the phone and he started grilling me with questions and basically making fun of me. I thought he had left that company so that's the ONLY reason why I applied there.

Come to find out he was still there! I found this out when I was called back for a second interview. I figured on going back in anyways because I was so close to getting a position with the company. Maybe he wasn't so bad after all? I went in for the second interview and met with a really nice lady who ran the department. She offered me the position and I happily accepted it.

When I went in for my first day it was paperwork and sitting with other reps to see what we would be doing. I was told by the HR woman that if you call out ANYTIME within your first 90 days no matter what the reason is you will be fired. It was a real high pressure environment which is to be expected considering the type of work it was. I didn't have a problem with that. There were pretty nice people working for the company but something just didn't seem right. The people seemed really on edge you could say. There was no smiling or anyone that looked like they enjoyed the job.

So the second day comes, this is where I finally get to see the general manager. He was exactly what I expected aside from instead of a shirt and a tie he was wearing a skin tight polo shirt. He had tattoos on his forearm and didn't acknowledge me whatsoever. Unless you were really producing your not worth his breath, even if its your second day in training. I saw this one young guy who was sitting at the cubicle next to where I was training who was having pressure put on him like you wouldn't believe. It looked like he was relatively new with the company. If I was him I would have told them to fuck off and walked out.

After I left that night I decided that this was not the place for me to work. I should have listened to myself a while back when I decided that collection agencies and anything like that was not a good place for me to work. I do not enjoy being micromanaged. I would rather be living on the street going to soup kitchens for food then work for some asshole company. At least I would have pride.

My advice to you is to stay away from these types of companies. 99% of the times they are ran by real pricks that could care less about you. All you are is a body to them that gets on the phone and you can be replaced the same day you leave.

Wednesday, May 16, 2012

419 Scam

Good day to you,
I am Xin Wei, Principal Assurance manager for the Guangdong Development Bank in Hong Kong.. I am getting in touch with you regarding the estate of a client of mine Mr Alfred  and an investment placed under our bank's management 7 years ago. I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I contact you independently and no one is informed of this communication. In 2005, Alfred came to our bank to engage in business discussion with our private banking division. He informed us that he had a financial portfolio of  18.35million United States dollars, which he wished to have invested on his behalf.

Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrue profit and interest stood at this point at over 20 million United States Dollars. In mid 2005, he instructed that the principal sum (18.35M) be liquidated because he needed to make an urgent investment requiring cash payments in Hong Kong. We got in touch with a specialist bank, called the Shenzhen Development Bank also in Hong Kong who agreed to receive this money for a fee and make cash available to Alfred. However, surprisingly Shenzhen Development Bank got in touch with us last year that this money has not been claimed. On further enquiries we found out that Alfred was involved in an accident in Mainland China, which means he died intestate. He has no next of kin and the reason I am writing you is because you seem to share the same last name as the deceased. This is subject to confirmation when you respond to this message.

What I propose is that since I have exclusive access to his file, you will be made the beneficiary of these funds.
After all due protocols has been observed, my bank will contact you informing you that money has been willed to you. On verification, which will be the details I make available to my bank, my bank will instruct Shenzhen Development Bank to make payments to you.
You do not have to have known him. I know this might be a bit heavy for you but please trust me on this. For all your troubles I propose that we split the money in half. In the banking circle this happens every time. Otherwise, the other option is that the money will revert back to the state. Nobody is getting hurt; this is a lifetime opportunity for us. I hold the KEY to these funds, and as a Chinese National we see so much cash and funds being re-assigned daily.

However, please take note that the claim of ours will be subject to verification, but I will ensure that you are duly guided by me. You have nothing to fear. Please, again, note I am a family man; I have a wife and children. I send you this mail not without a measure of fear as to t the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence. If we can be of one accord, we should act swiftly on this. Please pardon my writing mistakes. Get back to me immediately via confidential telephone number: 011 852 8193 14015 so as to enable us have a clear conversation. 

I await your soonest response, after which I will furnish you with the further way to go. Please forgive me for my English language when we speak on telephone. It is very not fluent while speaking.

Xin Wei.

Tuesday, May 15, 2012

Fake PayPal E-Mail

So the other day I received a fake email claiming to be from PayPal. All of the links on this email are not PayPal's instead they lead you to a phishing site so they can steal your information.

419 Scam

Asalamalakum? Greetings,

I am Safia Farkash, wife of embattled Libyan leader Colonel Muammar Gaddafi.
I have proposal to present to you for the benefit of both of us following the heat as a
result of the crises in Libya against my husband, Col. Muommar Gaddafi, please dont be
suprised that i contacted you this way, kindly reply to my message if you are interested
for more details.

Waiting for your prompt and positive response.

Salam
Mrs.Safia Farkash

419 Scam

Dear Friend,

My name is John Amankwa, I am an accountant in the mineral commission department Ministry of Mines and

Energy Ghana. Also I am a member of contracts awarding committee of this ministry under Ghana

government.I write to solicit your assistance in a funds transfer deal involving US $4,500,000.00.Two

years ago, Ghana government asked my committee to award contracts to foreign firms, which I and my

colleague With our good position, deliberately over invoiced the contract sum to the tune of US

$4,500,000:00 .The contracts value has been paid off to the actual contractors that executed these

jobs, all I want now is a trusted foreign partner like you that we shall front with the banking

account number to Claim the over inflated sum.

All I require is your honest cooperation an confidence in me which I know would not come easy. I

guarantee that this will be executed under a legitimate background that will protect you from any

breach of the law. I would advise that you give this positive consideration and get back to me

soon.I'll be flexible and considerate in the percentage share that will be given to you for your

assistance Please do acknowledge your acceptance by forwarding your full information, so that i will

detail you on how we can execute this deal properly.

I look forward to hearing from you as soon as possible.Contact me via (john.amankwa@gmail.com)

Thanks and God Bless.

419 Scam

Defense Finance and Accounting Services,
8899 East 56th Street,
Indianapolis, IN 46249,
United States.

Our Ref: DFAS/UT28/357-6TY Your Ref:………………………………………..


RE: REMITTANCE OF UNCLAIMED FUNDS


After our recent extensive close door meeting between the boards of directors and the Federal Reserve Systems on your outstanding overseas payment, it was resolved and agreed upon, that Barr. Tony Willimas is to be your representative and will work extensively to ensure that your outstanding funds will be paid to you without any hitch and delay through the World Bank and IMF insurance body. The total sum of $750,000.00; Seven Hundred and Fifty Thousand US Dollars has been endorsed and approved for payment to you.


To safe-guard our beneficiaries from further extortion of unnecessary payments, we advice that you establish contacts with our attorney, a human rights lawyer who will render free legal services to all listed. In other words, he requires no consultation, legal or service fee to ensure that you are on the right track to receive your funds without being misled. He is very much conversant with the delivery/banking law and will guide you through.

As soon as you establish contacts with, he will guide you how the paying bank will open a non-residential account in your name where you can personally access and effect transfer of funds to any bank of your choice or from which the paying bank can issue an ATM Card with which you can withdraw your funds gradually from any ATM Centre.

You can email our attorney:

Name: Barr. Tony Willimas
Email: barristertonywillimas1@yahoo.cn

Remember to reconfirm the following details of yours to the Barrister so as to enable her verify your details;

Full Names:
Address:
Sex:
Age:
Occupation:
Country:
Private Cell Phone No:
Home Cell No:
A Scan Copy of your Identification card.

Please do keep the attorney updated in the course of your communication with the bank; he will take up any legal issues if you are being requested of unnecessary charges.

Sincerely,

Mr. Allen Bickford
Director of Information,


IMPORTANT:


This electronic mail message and any attachments contain information intended for the exclusive use of the individual or entity to which it is addressed and may contain information that is proprietary, privileged, confidential and/or exempt from disclosure under applicable law. If you are not the intended recipient, you are hereby notified that any viewing, copying, disclosure or distribution of this information may be subject to legal restriction or sanction. Please notify the sender, by electronic mail or telephone, of any unintended recipients and delete the original message without making any copies. This message and any attachments are not intended to be tax advice, however, if this message or any attachments contain advice with respect to an Unclaimed Payment matter subject to the approval and/or remittance, such advice is not intended or written to be used, and cannot be used, for the purpose of avoiding any penalties that may be impos ed under the International Reven

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