Friday, September 28, 2012

Lahey Clinic Hospital Billing

As all of you probably know the cost of healthcare is extremely expensive. My insurance usually covers 80% of the cost and I am responsible for the other 20% which is fine. I had to have some benign lesions removed from my ears called Keloids. Keloids are an overgrowth of skin that cause large size lumps from trauma such as piercings. I have had several procedures done to remove these. I have always made monthly payments and they have never given me a problem until recently......

Lahey Clinic has 2 separate billing departments, Hospital and Physician. I have made a payment arrangement with both of them for $25 a month. The physician department gave me no problem with that. However, the hospital department did.....

So I kept receiving bills from the hospital billing department and everytime you do you need to call them and add it to your payment plan. I called up to add them and the billing department woman told me that I needed to pay at least double that amount or it would go to collections. I explained to her my situation and she really didn't care. I gave her a choice that they can either accept payment or if they send it to collections I would NEVER pay them.

I received a "Final Notice' letter from them a couple weeks ago saying that if I didn't pay at least $90 a month for a $500 balance that they would send it to collections. I sent them a very firm letter back stating that I spoke to someone and I told them I could only pay $25 a month each to the hospital and physician billing department. I cannot pay anymore. I have no assets or money for them to take (which I stated in the letter). I also said that any collection agency that contacts me will have a Cease and Desist letter sent to them (remember that people, if you have a collection agency contact you just send one of those to them and they are breaking the law if they contact you again). I have been in the collections industry for years so I know what can and cannot be done (I said that in my letter as well).

So anyways, I have not received a response from them yet but these collection efforts from Lahey Clinic need to stop. You do not ask to have medical problems so with that worry plus the worry of them coming down hard on you to pay something that you don't have really pisses me off.

Lahey Clinic has EXCELLENT doctors and nurses so I cannot say anything bad about my treatment. I think I will need to look for another hospital to go to though....

419 Scam

This is your classic 419 scam.....

Name:Hon. Ebenezer Sekyi-Hughes

This is Hon. Ebenezer Sekyi-Hughes, former speaker of the house of parliament Ghana.
I am in need of a reliable Trustee to help me receive my 2 boxes of consignments containing 86MILLION GBP in London and another box containing 11M USD under the custody of the British embassy in Tokyo Japan.

This present Ghana government is an opposition party, they trying to accuse me of looting government treasury during my time in office and this is the reason why I need a dependable and reliable partner to receive the funds as my trustee to avoid any trace.
I am prepared to give you 30% of the total fund if you can help me receive it without any trace.

All we have to do is to ask my attorney to issue you a Power of Attorney and Change of Ownership certificate in your name while he will also handle other processes which he will explain to you.

Send me your passport copy and pictures so that I can know you better.

Hon. Ebenezer Sekyi-Hughes

419 Scam

Hello Everyone!

I see that I am getting a lot of attention on my blog so thank you to all my viewers! So here is an attached file that I received this morning. A lot of these scammers use attached files in their emails because their emails with all the information in it are getting filtered out by the service providers. Here is the information that I received.......



Title: Dear Beneficiary, Your Payment Has Been Approved.

The attachment was Dear Beneficiary, Your payment has been approved.docx

Please note that email addresses and the attachment files may change names when you receive it. Scammers use several different email addresses. Here is what the attachment said.....

Dear Beneficiary,

We are to notify you that after  we met  today with the President, Accountant General of the Federation, Office of the Senate House, and House of Representatives we came to a conclusion that we have to pay you the sum of $9.4M as your inheritance entitlement. The payment will come to you by bank to bank wire transfer, therefore you are to re-confirm the following;(1) Full Name (2) Address (3) Phone no# (4)Bank information's (5) Occupation. Your immediate
respond is urgently needed.
Best Regards,
Sanusi Lamido Sanusi,
Executive Governor,
Central Bank of Nigeria (CBN)

Sunday, September 16, 2012

419 (please help me) Scam

Ahhh another one of these please help me emails. This is when someone emails you saying that they are going to die in a few months and that their husband deposited a large amount of money in a bank account. In order to get access to the bank account you need to pay a fee and then you are suppose to get a large amount of money for doing that.

My Dearest,

My name is Mrs. Christy Walton, a widow and businesswoman, an American Citizen.I have recently been diagnosed with Colorectal cancer and a rare Heart Disease, which has defiled all medical treatment. Expert diagnosis has shown that I have few months to live.

The intention of this email is to employ the expertise of a Charity minded individual, who can identify a viable and guarantee reasonable distribution of my wealth to the needy. I cannot rely on family and closest relatives any more, as they did not show responsible behavior when I entrusted part of my wealth to them to distribute to charitable organizations but instead used the money for their personal needs.

To prevent any more mishaps, my attorney will act as a check, monitoring every aspect of the Charity Organizations. I have a huge cash deposit of Nine Billion Dollars with a finance House abroad. If you could be trusted, I will want you to help me collect this deposit and distribute it to charity organizations that you know. You will take out 25% of the funds for your assistance.

Please reply me back with your below details to enable us proceed further and please keep this confidential.


Kind regards

Mrs.Christy Walton

419 FBI Scam

So this is an attachment I received in an email that shows its from the FBI. The email itself is and the reply-to address is The title of the email was "KINDLY VIEW THE ATTACHED MESSAGE FOR MORE DETAILS TO AVOID ARREST" (I am soo scared now!) The attachment name was FBI NOTICE.txt and it stated as followed:

Anti-Terrorist and Monetary Crimes Division
Fbi Headquarters In Washington, D.C.
Federal Bureau Of Investigation
J. Edgar Hoover Building
935 Pennsylvania Avenue, NW Washington, D.C. 20535-0001

Attention Beneficiary

This is the final warning you are going to receive from me do you get me? I hope you understand how many times this message has been sent to you?.

We have warned you so many times and you have decided to ignore our e-mails or because you believe we have not been instructed to get you arrested and today if you fail to respond back to us with the payment details below,then we would first send a letter to the MAYOR of the city where you reside and direct them to close your bank account until you have been jailed and all your properties will be confiscated by the FBI,CIA and other enforcement agency. We would also send a letter to the company/agency that you are working for so that they could get you fired until we are through with our investigations because a suspect is not suppose to be working for the government or any private organization.

Your ID which we have in our database have been sent to all the crimes agencies in America for them to inset you in their website as an internet fraudsters and to warn people from having any deals with you. This would have been solved all this while if you had gotten the CERTIFICATE SIGNED,ENDORSED AND STAMPED as you where instructed in the e-mail below. This is the federal bureau of investigation (FBI) am writing in response to the e-mail you sent to us and am using this medium to inform you that there is no more time left to waste because you have been given a mandate. As stated earlier to have the document endorsed, signed and stamped without failure and you must adhere to this directives to avoid you blaming yourself at last when we must have arrested and jailed you for life and all your properties confiscated.

You failed to comply with our directives/instruction and that was the reason why we didn't hear from you, as our director has already been notified about you get the process completed yesterday and right now the WARRANT OF ARREST has been signed against you and it will be carried out in the next 48hours as strictly signed by the FBI director. We have investigated and found out that you didn't have any idea when the fraudulent deal was committed with your information's/identity and right now if you ID is placed on our website as a wanted person, I believe you know that it will be a shame to you and your entire family because after then it will be announce in all the local channels that you are wanted by the FBI.

As a good Christian and a Honest man, I decided to see how i could be of help to you because i would not be happy to see you end up in jail and all your properties confiscated all because your information's was used to carry out a fraudulent transactions, i called the EFCC and they directed me to a private attorney who could help you get the process done and he stated that he will endorse, sign and stamp the document at the sum of $98 usd only and i believe this process is cheaper for you.

You need to do every possible thing today and tomorrow to get this process done because our director has called to inform me that the warrant of arrest has been signed against you and once it has been approved, then the arrest will be carried out, and from our investigations we learnt that you were the person that forwarded your identity to one impostor/fraudsters in Nigeria when he had a deal with you about the transfer of some illegal funds into your bank account which is valued at the sum of $10.500,000.00 usd.

I pleaded on your behalf so that this agency could give you till 9/18/2012 so that you could get this process done because i learnt that you were sent several e-mail without getting a response from you, Bear it in mind that this is the only way that i can be able to help you at this moment or you would have to face the law and its consequences once it has befall on you. You would make the payment through western union money transfer with the below details.




ANSWER:  WE TRUST ( I put this in bold because Chris Hanson did a report on 419 scammers and he had to say that code word when he spoke to them. How stupid can these guys be?


Senders Full Name:

Sender Full Address:


Send the payment details to me which are senders name and address, mtcn number, text question and answer used and the amount sent. Make sure that you didn't hesitate making the payment down to the agency by today so that they could have the certificate endorsed, signed and stamped immediately without any further delay. After all this process has been carried out, then we would have to proceed to the bank for the transfer of your compensation funds which is valued at the sum of $10.500,000.00 usd which was suppose to have been transferred to you all this while.

Note all the crimes agencies have been contacted on this regards and we shall trace and arrest you if you disregard this instructions. You are given a grace today to make the payment for the document after which your failure to do that will attract a maximum arrest and finally you will be appearing in court for act of terrorism,money laundering and drug trafficking charges, so be warned not to try any thing funny because you are been watched.



The FBI would never send you an email trying to extort money from you. I have never been contacted by the FBI but I would think that they wouldn't send you an email threatening to arrest you. This email doesn't even say what my name is!

Tuesday, September 11, 2012

419 Scam


TELL: +234-8179-606-785


It is obvious that this proposal will come to you as a surprise. This is because we have not met before but i am inspired to sending you this email by the huge fund transfer opportunity that will be of mutual benefit to the two of us.

However, I am Mary Jane, the personal Attorney to the late Engr.Steve Moore may his soul rest in Perfect piece. He used to work with Shell Petroleum Development Company(SPDC) in Nigeria. On the 21st of April 2003,my client, his wife And their son were involved in a car accident along Sagamu/Lagos Express Road. Unfortunately they all lost their lives in the event of the accident, Since then I have made several enquiries to several Embassies to locate any of my clients extended relatives, this has also proved unsuccessful.

After these several unsuccessful attempts, I decided to trace his relatives over the Internet, to locate any member of his family but of no avail. Then I have to contact you to assist me in repatriating the money left behind by my client before they get confiscated or declared unserviceable by the Bank where this huge deposits were lodged.

Particularly, the Bank where the deceased had an account valued at about US$27.Million has issued me a notice to provide the next of kin/ relatives so that the fund left will be transferred/release or the account will be confiscated within the next twenty official working days.

Since I have been unsuccessful in locating the relatives for some years now, I seek your consent to present you as the next of kin to the deceased so that the proceeds of this account valued at US$27.Million can be paid to you and then you and I can share this money. 55% to me and 40% to you, while 5% should be for expenses or tax as your Government may require.

All I require is your honest and co-operation to enable us see this deal through. I guarantee that this will be executed under a legitimate
arrangement that will protect you from any breach of the law.

I will want you to send to me on your return email the following information for the transfer in your favour.

1, Your full Name,

2, Your contact Address ,

3, Your private phone ,Mobile and fax numbers for easy communicating.

4,Your occupation ,

5, Your age.

I await for your kind response, Please if you are interested and capable in handling this deal with me, Due get back to me Asap with the information's. through my alternative mailbox only for security reasons which ( for further discurtion,

Best Regards,

419 Scam


I know I have never met you, but my mind
instincts me to do this,
I believe everything happens for a reason!
People change so you
can learn to let go,Things go wrong so that
you can appreciate
them when they're right.

I am a dying woman who has decided to donate
what I have to you.
For charitable goals.

I am 57 years old and was diagnosed for
cancer about 4 years ago,
kindly Contact my lawyer through this email
address or you can call
his private Lin :(+855-93251362)
( if you are
interested in carrying out this task, so that
he can arrange the release
of the funds ($10,500,000.00) to you.Thank
you and God bless you.

Please make sure you contact my lawyer
because i will not be avialable to
respond to your mail.

NOTE: keep this confidential for your record,
because of 7.01% Tax on the Funds.


Mrs.Caro Hu