Monday, September 27, 2010

Sales Jobs

I am sure all of you have seen job postings for selling vacuums and knives. These places seem to hire all the time. I see job postings on craigslist every week for these positions. They use to be only on Monday and Tuesday but lately I have been seeing them all week. The way these companies work is on a commission basis, which is fine if that is what you are into. The problem is is that there have been reports that these companies don't pay what they say they will. One company called Kirby claims to offer a base pay which is only if you make the number appointments. I am told that they will not give you the number of appointments on purpose so you won't make the base pay. I know people who have worked there in the past that have never gotten the amount of appointments. I want to show you a link of a manager of a Kirby branch has said on rip off report. He completely lost his credibility and consumers have made it very clear.

Dave Howard the manager of this place is claiming that the guy who wrote this report is a registered sex offender. Even if they were a sex offender that is something you do not go into, that is slander. I hope that this applicant filed a lawsuit against him. I would encourage him to if he didn't yet.

Of all the people I know who have worked for Kirby only one has made some serious money. He was a very good sales person but he complained about having to put so many miles on his car. So if you are a very good sales person you can make it but it is very rare. This person even told me that hardly anyone makes it. Even he didn't make the base pay with appointments. I will say that Kirby Vacuums are a very good product. Just their marketing tactics suck.

Now Vector Marketing is another company I wanted to talk about. Just like Kirby they have a great product which is Cutco Knives. There marketing techniques are shit though. The way they do it is they have representatives go out and sell their knives to people who they know. Then they get referrals from those people and so on to set up appointments to sell the knives to. They say that it is $16.50 or some other price per appointment. They say that it is hourly because each appointment is suppose to only take an hour. This pay only applies if you do not make a sale. If you make a sale there is no base pay its just commission. It could be good if you make a lot of sales. With Cutco you need to purchase their knife set which is around $300. They say you can get the money back if you return it after you leave but I am not sure of that. There are a lot of people who work for them that will defend the company. Which is probably management. However I have gotten some real nasty emails from these employers calling me a "fucking idiot", very unprofessional. It is just amazing at how these companies are. They hire these employees who are suppose to make the company look good and they use those kinds of statements.

Saturday, September 25, 2010

Are employers really going too far?

This isn't really a scam entry, more of a civil topic. Are employers going to far with the questions they ask? I think some of them are and should be reported and fined by the labor board. Let me use a couple of examples. I know that when you see these blog entries you probably are noticing I have been through the job searching game for a while. Indeed I have. I have also had several jobs that have only lasted a few days due to me not putting up with their shit. The way I look at it is, you only live once therefore don't deal with peoples ignorance even if they are your boss. Ok, now back to the examples.... Back several years ago when I was in college I was thinking about taking a semester off to work full time. There was a company close to where I was attending school. I had done business with them before purchasing their items online. I was offered a job with them before but decided not to take it because they didn't offer health insurance. Which is something that I really needed due to health problems I have. If I took a job there I was going to get kicked off my parents plan and was going to end up paying more in my medical bills then making. I denied the job and the guy told me that they were hoping to get health insurance within the next several months. Six or so months go by and I saw that they were hiring so I decided to apply again, thinking they would have health insurance by now. They selected another candidate for this particular position but a new position became open about a month later. They called me up to offer it to me and I asked if they had health insurance yet and the guy said no. I told him I needed prescription drug coverage and that was when he said to me "well we do a background check so I need to know what medications you are on". I couldn't believe what I was hearing, he just asked me a very personal question that he had no right asking. I told him that it has nothing to do with my working abilities and he said "just name them". At that point I just said I am not interested. Another occasion was when an employer called me up after I sent him a resume and he said that he needed to ask me a few questions and of course I said ok. His questions were "do you have any disabilities whatsoever? Do you belong to an organization such as the chamber of commerce or the BBB?" Now I am not sure where this guy was trying to get at but asking me if I have any disabilities whatsoever is a clear violation. When he asked me about my work history I said I worked for my dad's company for years and when he asked what the line of work was in I said he's basically a disability advocate. Well his tone then really changed and told me he would call me back for an interview. Funniest thing is, he did! I just didn't answer the phone, fucking dickhead.

I have no idea why employers are asking these personal questions. It seems like they never get in trouble for it either. There companies may not be a scam, I know for a fact that one of them isn't. They sell good products and they seem to know how to run a shop. I am just not going to put up with a company that asks me those personal questions.

Friday, September 24, 2010

Jobs that don't pay their employee's

I have experienced a few places that have you work and then if it doesn't work out they don't pay you anything. One particular place I have heard the same thing about another employee who use to work there. When they got rid of him because he wouldn't break the law (this was a collection agency that has been sued multiple times) they never gave him his last check. He had to force them to give it to him by reporting them to the labor board. Problem is, there is not a lot of evidence you can give them. I was still in training when I decided to leave so I didn't have a punch in code or anything. I decided to leave because of what I was hearing these collectors saying over the phone. I had worked in debt collection for a while and I am well aware of the Fair Debt Collection Practices Act (FDCPA). This trainer was telling us how we can get around the law, even though the stuff he told us was complete bullshit. I have had to come down hard on a couple of places to get them to pay me. One place I believe was going to try and get out of paying me. They had me give my 2 forms of ID to copy but for some reason didn't have me fill out a tax form. The worked sucked cause it was telemarketing and they told me the job was something else then it really was. When I decided to leave that place I faxed them a filled out tax form and then I received a check. I believe the only reason why I received a check is because they knew I wasn't going to back down. I should have known these places were sketchy cause I found them on craigslist. If you worked at a place for even a few hours if they told you there was an hourly rate they are responsible for paying you. If they do not pay you make sure you document that and when you worked there (date, time). Take that information and bring it to the labor board. If you didn't punch in or anything it will be a bit more difficult to prove BUT you can do it. If there are enough complaints against this company they can be shut down.

Wednesday, September 22, 2010

Example of a 419 scam

Hello everyone,
I had said I was going to give you an example of a 419 scam that I received in an e-mail. This scammer decided to use a company e-mail address that does not seem to be valid however the .com site it is on was some biological research company out of Equador. They also had another reply to email address which was out of yahoo in China. This scammers e-mail address is I did a search on part of the e-mail he had sent me and it was posted all over the net as a scam and they had been using different e-mail addresses. Now this scammer claimed to have an e-mail address from this site in Equador was because it had the same initials as this bank he claimed to be a part of in China. This person obviously assumed that I wasn't too intelligent and that I was not going to check out the .com e-mail they had sent. This scammer obviously hacked into this company's server in Equador and sent the initial e-mail from there. When I received a reply from this scammer since he sent it from his China e-mail address it was a China ip address.  Anyways, here is the copy from this conversation:

Dear Sir/Madam,

I am Phillip Essex, Principal Assurance manager for the China Trust Commercial Bank in China. I have an obscured business suggestion for you. I here-by seeking your service in helping me recieve a large amount of money and in giving a clear research and feasibility studies on areas I could invest on. you will be a partner, if your recommendation is accepted.

The funds will be available as well for you to claim directly by travelling down to sign some papers.

I await your response.

Phillip Essex
Kindly Simply Reply.

My response was..........

Hello Phil,
I received your e-mail about your business opportunity and am very interested in joining you. I have sold some stock recently so I have come up with a very large amount of money which I would like to invest in this venture with you. Please send me more information on this opportunity and we will take it from there.

George Wammer

A couple days later "Phil" sent me this

Dear ,

I am getting in touch with you regarding some funds of a client with an investment placed under our banks management 7 years ago.

I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I contact you independently and no one is informed of this communication.

In 2003, the subject matter; first name (BERNARD, last name MADOFF) came to our bank to engage in a business discussions with our private banking division. He informed us that he had a financial portfolio of 15.1 million United States dollars, which he wished to have us invest on his behalf.

Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this point at over 20 million United States Dollars. In mid 2005, he instructed that the principal sum (15.1M) be liquidated because he needed to make an urgent investment requiring cash payments in Hong Kong. We got in touch with a specialist bank in Hong Kong the Dah Sing Bank (DSB) who agreed to receive this money for a fee and make cash available to (Mr. MADOFF). However Dah Sing Bank got in touch with us last year that this money has not been claimed. On further enquiries we found out that (Mr. MADOFF) was involved in a huge ponzi scam that rocked the United States, which caused him his career and is now in jail. It is for this reason I write you.

What I propose is that since I have exclusive access to this file, you will be made the beneficiary of these funds, I can make the funds available as well for you to claim directly by travelling down to sign some papers, then you can move the money to an offshore account. For all your troubles I propose that we split the money 60% for me and 40% for you. In the banking circle this happens every time.

Nobody is getting hurt; this is a lifetime opportunity for us. I hold the key to these funds, and as a Banker in China, I see so much cash and funds being re-assigned daily. I would want us to keep communication for now strictly by email.

Please, again, note I am a family man; I have a wife and children. I send you this mail not without a measure of fear as to the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence. If we can be of one accord, we should act swiftly on this. Please pardon my writing mistakes.

I await your response.

Phillip Essex

So I guess good ol Bernie Madoff has some money available for me huh?

UPDATE 11/2/10: I sent "Phillip Essex" a new email yesterday just to see where he/she is at. This is the email I sent.

Mr Essex,
My name is George Wammer I am a very wealthy ambassador for the USA. I would like to invest a total of 22.5 Million USD to your company. Please reply soon as my time is valuable and I would like to make money soon.

George Wammer

After sending this e-mail I learned that my friend "Phillip" no longer has this e-mail....

Delivery to the following recipient failed permanently:

Technical details of permanent failure:
Google tried to deliver your message, but it was rejected by the recipient domain. We recommend contacting the other email provider for further information about the cause of this error. The error that the other server returned was: 554 554 delivery error: dd This user doesn't have a account ( [-5] - (state 18).

Sunday, September 19, 2010

Multi Level Marketing practices

Multi Level Marketing also known as MLM is a trap a lot of people call into when looking for work from home. They hear about only needing to pay a membership fee which is maybe $30-$50 a month so its not that bad. The owners of the company are trying to lure you in by telling you that you can make up to $5,000 dollars a week and its very easy to do. A lot of them will even tell you that there is no selling involved. Now it is the law that these companies put on their website that you are not gaurenteed to make money (in fine print of course). A lot of MLM companies have gotten sued over false claims that they have made so now they need to put a disclaimer somewhere on the website. The problem is with that is it is in fine print usually someone else on the page where there are some people who just did not see it. Usually though in the fine print the company will say something like, 80% of the Independent Business Owners (IBO's)  signed up with the company will not make anything or up to $20.00 in their first year. Now I am not quoting that it was just a guess from sites I have seen. It is somewhere around those numbers though. Now there are those MLM IBO's that do well and make a decent amount of cash. The problem is that is probably 1 in 1000 people (I may be low balling it) that have signed up with the company. Also these are the ones that are making a lot of their money from selling books, cd's, conferences, etc. A lot of the time the people who do these conferences and sell these items are the ones that are upper management with the company. It is an extremely rare thing to be successful at this and there have been a lot of people who have lost a lot of money not just with the monthly fee but with the items that these "Successful" people sell. They have been accused on news programs such as Dateline NBC about how they make most of their money by selling these success kits to IBO's that have just signed up. This company of course denied it but we know that its a lie. Now let me explain a little bit how MLM works. There is a company with products/services that they are offering. They ask people to sign up for a business opportunity selling these products/services. Then they also mention if you can sign people up to work for their company you will get money off of their transactions as well. Then the people they will sign up you will get a percentage of their sales as well. So its just a giant pyramid scheme. Of course the more people you sign up the more money you will make. In fact that is where a large amount of the money you can earn will come from, making money off of other people's sales. Of course you can make some money selling these products/services but if you want to see the real money you need to sign people up. This is a lot harder then it looks because most people out there know not to sign up for any "Pyramid Scheme". If you look hard enough you may be able to find someone interested but its just not worth it with the little pay off you will get. As I have stated before there is only a very small chance you will make it in this type of business. What it really comes down to is are you good at scamming people as well? That's what you need to do in order to be successful in this field. You will also lose a lot of friends so you must be prepared to handle that. Most people couldn't bring themselves to scam others. Now I know that I may get criticized for this post because some people claim to have made a lot of money and the company they are with is not a scam. You know you may be selling a good product or service, but when you are making claims that people will make all this money and then putting a disclaimer in fine print and hidden pretty well you ARE scamming other people!

Saturday, September 18, 2010

419 Scams

There are so many scams out there. Even if you think you can out smart scammers, someone will come around and get you. Hell, even 419 scams have gotten more sophisticated. A 419 scam is a code for Nigerian scams. These scams are known as Advanced Fee deals. 419 is an Article of the Nigerian criminal code, which is "obtaining property by false pretences; cheating". The scammers will send out an e-mail promising the potential victims a lard amount of money if they wire a less amount to them. The reason they give for asking for upfront cost usually has to do with a fee to release the money. They say the fee will go to a Lawyer, Doctor, Banker, etc. It all depends on what their story is. An example of a 419 scam would be an e-mail from someone overseas offering you a large amount of money that is locked away. The scammers will want you to feel bad for them. They will usually say they are very ill and don't have much time left. They are poor and don't have the few hundred or thousand to pay the fee's to get the money. If you help them to release their funds they will send you a large amount of it as a thank you. The scammers send out all different kinds of other e-mails asking for money. I will post an actual 419 scam e-mail very shortly. If someone emails you asking for any upfront money to receive more money is probably a scam. These scammers have gotten much smarter over the years. They now use addresses in different countries other then Nigeria. Since most people know that if someone has an address in Nigeria it is probably a scam. That's why scammers are using other countries. The scammers also will pretend to be a very genuine Male/Female who wants a romantic relationship. They do this to get you to trust them. They also will send am e-mail from a legit company website. When the scammers do this they will have a different "Reply To" e-mail address. There are so many other tactics these scammers use. They are coming out with different ways hourly, so it is impossible to know all of them. The best saying I go by is "If it seems to good to be true, it probably is".

My first post

I have decided to do a dedicated blog about various scamming methods that are out there and include examples I have come across. I get email's everyday that involve some kind of "get rich quick" scheme or 419 scams. I will write in detail what these type of scams are in a later post. I am dedicating my time and effort into stopping these con artists with no money involved whatsoever. Since there is no money involved it is 100% legal to investigate these scammers. I will do whatever it takes to stop them including notifying law enforcement, the media, etc. I am hoping to develop a very large audience with this blog. My goal is to educate people about how good a lot of these "high end" scammers are. I have heard more stories from people who have been scammed and they thought it would never happen to them. I have almost been scammed before as well. I thank you for taking the time to read my blog and I will be posting various articles in the future.